Planning Process Overview

Our Mission

We aim to provide confidence and clarity in the most important aspects of our client’s financial lives, so they can enjoy amazing retirements, using plain English and summarizing on one page.

With our proprietary Refined Retirement Review you receive a comprehensive review of 5 key aspects of your retirement.

RRR Process Wheel
Refined Retirement Review

Investment Planning

In conjunction with your income plan, we’ll create an investment plan, implementing our proprietary systematic investing process.

Tax Planning*

It’s imperative that any comprehensive retirement plan includes a strategy to help minimize taxes while maximizing tax efficiencies within your plan.

Healthcare Planning*

We’ll create a plan to help you tackle expensive and confusing healthcare options.

Legacy Planning*

It’s important to make sure any remaining assets you’ve worked so hard for go to your chosen beneficiaries, as opposed to probate or taxes.

Income Planning

We’ll evaluate all your potential retirement income sources such as Social Security, pensions, investments, etc., to ensure they are reliable and predictable, allowing you to maintain your lifestyle in retirement. 

*As part of the process, we will coordinate the efforts of related professionals in these areas.
Our firm does not provide legal or tax advice. Be sure to consult with your own legal and tax advisors before taking any action that may have tax implications.